stated-incomeDon’t miss out on the perfect property. Apply for a stated income commercial real estate loan today. Our lenders will refinance your existing building or even fund a new purchase.  We work with most commercial property types, and the approval process is both quick and secure.

Soft Money Savings

Stated income financing options save you time and money. The primary benefits include:

  • Up to $500,000 for most categories
  • No piles of paperwork
  • 25-year loan terms
  • Zero-hassle, fixed rates
  • Available in as few as 2 weeks
  • Full amortization
  • No sudden balloon payments

Categories We Work With

Through our vast network of lenders, we offer financing solutions to qualified applicants for most commercial properties including:

  • Apartment Complexes
  • Office Buildings
  • Retail Stores
  • Restaurants
  • Hotels and motels
  • Warehouses
  • Self-Storage Facilities
  • Auto Shops
  • Medical Clinics

Direct Your Funds Where You See Fit

At Vantage Commercial Capital, we put you in charge. Our low-interest stated income loan programs give you more flexibility and can be used to do any of the following:

  • Purchase a new investment or owner-occupied property
  • Refinance your existing land or building
  • Renovate, remodel or expand
  • Secure working capital during seasonal downtime
  • Consolidate existing debt on credit cards, leases and IRS tax

How to Qualify

Stated income financing is not based on your credit score. Instead, our solutions let you borrow according to the income potential of your land or building. In general, your generated profits must be high enough to cover all of your operating costs, including taxes, mortgage payments and insurance premiums. The loan-to-value ratio varies with each applicant and is based on the intended use of each building or piece of land.