Reduce Interest and Borrow Longer With SBA Financing

small-business-loansVantage Commercial Capital is an SBA-approved lender offering low rates and quick solutions for your operation. Our customized small business loan can solve issues with inventory, equipment, property, acquisition and more.

Acquiring Existing Business

We offer up to $1.25 million per year to borrowers with positive cash flow and a solid management structure. Our SBA-approved acquisition loan is available with terms of up to 15 years, including full amortization and up to 80% financing. You can receive approval in as little as two days, and you never have to worry about balloon payments or pre-pay penalties.

504 Financing

We’ll finance up to 90% on property and up to 80% on equipment through the 504 program. This offer is not available for non-profit applicants, and all commercial real estate must be partially occupied by the borrower.

504 is a great option for long-term financing and is the preferred solution for large-scale projects. Qualified applicants may receive up to $12 million in funds and can borrow for a period of up to 25 years. 

7(a) Program

As a licensed provider of the 7(a) program, we help small business owners get ahead in their markets. In order to qualify, you must operate for profit and meet the specific guidelines establish by the SBA.

Securing Fixed Assets

Enjoy 100% fixed-rate financing for property or equipment. Our rates are highly competitive, and we fund non-conforming and single-use buildings, including:

  • Restaurants
  • Hospitals and clinics
  • Daycare centers
  • Auto repair shops
  • Retail stores
  • Convalescent homes
  • Dealerships
  • Gas stations
  • Warehouses
  • Hotels and motels

Once you qualify, your funds can be used to purchase, refinance, renovate or fund a new construction project. Our small business loan even extends to equipment, such as: 

  • Machinery
  • Tools
  • Commercial printers and binders
  • Trucks
  • Medical equipment