small-business-loansSBA Loans 

Vantage Commercial Capital only works with SBA-approved lenders offering low rates and quick solutions for your operation. Our customized small business programs can solve issues with inventory, equipment, property, acquisition and more.

Acquiring Existing Business

Our unique solutions offer up to $1.25 million per year to borrowers with positive cash flow and a solid management structure. Our SBA-approved acquisition loan is available with terms of up to 15 years, including full amortization and up to 80% financing. You can receive approval in as little as two days, and you never have to worry about balloon payments or pre-pay penalties.

504 Financing

We have lenders who will  finance up to 90% on property and up to 80% on equipment through the 504 program. This offer is not available for non-profit applicants, and all commercial real estate must be partially occupied by the borrower.

504 is a great option for long-term financing and is the preferred solution for large-scale projects. Qualified applicants may receive up to $12 million in funds and can borrow for a period of up to 25 years. 

7(a) Program

Our relationships with licensed providers of the 7(a) program help our small business clients get ahead in their markets. In order to qualify, you must operate for profit and meet the specific guidelines establish by the SBA.

Securing Fixed Assets

Enjoy 100% fixed-rate financing for property or equipment.  Rates are highly competitive, and our lenders fund non-conforming and single-use buildings, including:

  • Restaurants
  • Hospitals and clinics
  • Daycare centers
  • Auto repair shops
  • Retail stores
  • Convalescent homes
  • Dealerships
  • Gas stations
  • Warehouses
  • Hotels and motels

Once you qualify, your funds can be used to purchase, refinance, renovate or fund a new construction project.  This particular small business loan even extends to equipment, such as: 

  • Machinery
  • Tools
  • Commercial printers and binders
  • Trucks
  • Medical equipment